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See how your money grows

Visualize compound growth across different asset classes. Adjust your allocation and watch the numbers change in real time.

1Your Starting Point

20yrs
3%

2Asset Allocation

Distribute your portfolio across asset classes. Allocations must total exactly 100%.

S&P 500 (Stocks)
10% avg / 15% vol
%
Crypto (BTC/ETH)
30% avg / 70% vol
%
Real Estate/REITs
8.5% avg / 18% vol
%
Bonds
4.5% avg / 5% vol
%
Cash/HYSA
2.5% avg / 1% vol
%
100% allocated

Final Portfolio Value

₱19,880,784

Inflation-Adjusted Value

₱11,007,508

Total Contributed

₱1,300,000

Total Gains

₱18,580,784

Weighted Avg. Return

11.13%

Portfolio Volatility

12.6%

Projected range at Year 20

Conservative

₱14.0M

Expected

₱19.9M

Best Case

₱28.5M

Growth Over Time

Best caseExpectedConservativeContributed

Asset Breakdown at Year 20

S&P 500 (Stocks)

₱1,811,861

9.1% of portfolio

Crypto (BTC/ETH)

₱16,833,208

84.7% of portfolio

Real Estate/REITs

₱735,824

3.7% of portfolio

Bonds

₱327,925

1.6% of portfolio

Cash/HYSA

₱171,966

0.9% of portfolio

Year-by-Year Cash Flow

YearContributedPortfolio ValueGains
0₱100,000₱100,000+₱0
1₱160,000₱175,285+₱15,285
2₱220,000₱260,866+₱40,866
3₱280,000₱359,047+₱79,047
4₱340,000₱472,812+₱132,812
5₱400,000₱606,052+₱206,052
6₱460,000₱763,862+₱303,862
7₱520,000₱952,947+₱432,947
8₱580,000₱1,182,158+₱602,158
9₱640,000₱1,463,221+₱823,221
10₱700,000₱1,811,706+₱1,111,706
11₱760,000₱2,248,339+₱1,488,339
12₱820,000₱2,800,755+₱1,980,755
13₱880,000₱3,505,857+₱2,625,857
14₱940,000₱4,412,992+₱3,472,992
15₱1,000,000₱5,588,208+₱4,588,208
16₱1,060,000₱7,119,986+₱6,059,986
17₱1,120,000₱9,126,944+₱8,006,944
18₱1,180,000₱11,768,191+₱10,588,191
19₱1,240,000₱15,257,251+₱14,017,251
20₱1,300,000₱19,880,784+₱18,580,784

This simulator is for educational purposes only and is not financial advice. Past returns do not guarantee future results. Consult a licensed financial advisor before making investment decisions.