Financial planning made simple for Filipinos.
We're building the first real financial planning platform designed for Filipino life. Start with our free tools today.
Everything is free. No account needed.
The Reality
Most Filipinos are planning their finances on guesswork.
Budgeting by gut feel
Check the balance, estimate what's left, spend, repeat. Most of us have never had a real system.
No safety net
A single hospital bill or job loss can wipe out years of saving when there's no plan in place.
Generic advice
Most tools assume USD salaries and American taxes. Local advice usually comes with an insurance pitch attached.
Nothing built for us
Other countries have proper financial planning software. Here, we're still using spreadsheets or nothing at all.
What We're Building
The financial planning platform the Philippines deserves.
PlanWealth is building toward a full financial planning tool. Think the best financial planning software abroad, but designed from the ground up for Filipino finances. PHP income, local investment options, SSS, Pag-IBIG, PhilHealth. All of it, in one place.
We're not there yet. But we're starting with free tools you can use right now, and building the full platform in public.
Free Tools
Budget planners, calculators, and trackers you can open and use right now.
The Full Platform
A comprehensive financial planning tool built for Filipino households. Set goals, model scenarios, and see your full financial picture.
For Planners & Advisors
Tools for Filipino financial advisors to serve their clients better. The kind of platform that doesn’t exist here yet.
Start Here
Tools you can use today.
Each one is built around Filipino income, expenses, and goals. Open any tool and start using it right away.
Emergency Fund Calculator
How much do you actually need? Find out based on your monthly expenses and situation.
Try itRisk Appetite Quiz
Discover your investor profile in under 5 minutes. Get personalized asset allocation and actionable next steps.
Try itRetirement Calculator
Can you afford to retire? Find out how much you need and whether you're on track.
Try itCompound Growth Simulator
See how your money grows over 5, 10, or 20 years with different savings and investment scenarios.
Try itMore tools coming soon. Got a suggestion? Let us know →
Why PlanWealth?
Made for Philippine finances
SSS, Pag-IBIG, MP2, PhilHealth, PHP income. Everything here is based on how money actually works in the Philippines.
The tools come first
These aren't lead magnets. They're the foundation of a full financial planning platform we're building in public.
We don't sell anything
No insurance, no investments, no courses. We make tools. That's the whole business.
The Story
Built by someone who gets it.
Hey, I'm Jes.
I'm a financial planner and full stack developer based in the Philippines. I hold an Associate Financial Planner (AFP®) designation and I've spent years in financial planning operations, working with professional financial planning software to build plans for clients in the US.
And every time I used those platforms, I kept thinking the same thing: why doesn't this exist for Filipinos?
We have SSS, Pag-IBIG, MP2, PhilHealth. A completely different financial system. But when it comes to planning tools, we're stuck with foreign platforms that don't understand our reality, or generic spreadsheets that barely scratch the surface.
So I'm building it.
PlanWealth started as a personal frustration and became a mission: bring real, modern financial planning tools to the Philippines. Not financial advice. Not another insurance pitch. Just well-built tools that help Filipinos see their money clearly and make better decisions.
I'm building this in public, one tool at a time. If you believe Filipinos deserve better financial tools, I'd love for you to follow along.
Your money deserves a real plan.
Pick a tool, run your numbers, and see where you stand. Takes about 2 minutes.
Explore Free Tools