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Christmas + New Year Budget Tracker

Plan every gift, Noche Buena, decor and Media Noche in one sheet, so the holidays don't eat your 13th month.

  • Holiday budget: what you set aside, plus the share of your 13th month for the holidays
  • Gift list with a budget per person, flagged when you go over
  • Noche Buena, Media Noche, decor, parties and outfits, with common items listed to start
  • Christmas 2027 fund: what to save each month and each payday, starting in January

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  • For everyoneGoogle Sheet

    90-Day Money Reset

    Get your money in order in 90 days, one phase at a time: see it, fix it, protect it.

    • Money log: one line per expense, about 30 seconds a day
    • Income, debt and subscription lists, highest-interest debt ranked first
    • Pay-yourself-first tracker for every cutoff, with emergency fund progress
    • Bonus and 13th month splitter, 13-week checklist and a Sunday dashboard

    New to this? Read the step-by-step guide

    Free

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  • For everyoneGoogle Sheet

    Bills Tracker

    Every bill and due date in one place, so nothing gets paid late.

    • Setup once: up to 10 bills with due day, monthly budget, biller and account number
    • All 12 months fill in by themselves; tick Paid and type what you actually paid
    • Over or under budget for every bill, every month
    • Dashboard with your yearly budget, total spent, money left and charts

    Free

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