The 90-Day Money Reset
A free Google Sheet that gets your money in order in 90 days, one phase at a time. Fill in a few numbers and it does the math.
- A money log: one line per expense, about 30 seconds a day.
- Income, debt and subscription lists, with your highest-interest debt ranked first.
- A pay-yourself-first tracker for every cutoff, plus your emergency fund progress.
- A bonus and 13th month splitter, a 13-week checklist and a Sunday dashboard.
Inside the Google Sheet
3 months, 3 jobs
- 1
Days 1–30: See it
Track every peso. List every income, debt and subscription.
- 2
Days 31–60: Fix it
Pay yourself first on payday. Attack one debt. Start the emergency fund.
- 3
Days 61–90: Protect it
Split bonuses before they land. Budget big expenses ahead.